中国哪里人最能存钱？专家：存款多不等于有钱！你有多少存款呢？
<div class="wx_rich_media_content" id="jsWxContainer"><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>中国人到底有多爱存钱？</span></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; letter-spacing: 1px; box-sizing: border-box !important;'>截至2020年底</span><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>全国境内住户存款余额为934383亿元</span></strong></span></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>其中人民币住户存款余额925986亿元</span></strong></span></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>增长13.9%</span></strong></span></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; text-align: center; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><p style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: center; box-sizing: border-box !important;'><span class="js_jump_icon h5_image_link" data-positionback="static" style='outline: 0px; max-width: 100%; line-height: 0; vertical-align: bottom; user-select: none; top: auto; left: auto; right: auto; bottom: auto; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;border-width: 0px;border-style: initial;border-color: initial;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 172px !important;'></span></span></p><p style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; color: rgb(2, 30, 170); box-sizing: border-box !important;'>具体到城市</span></strong></section><section style='outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; color: rgb(2, 30, 170); box-sizing: border-box !important;'>哪里人存款最多呢？</span></strong></section><section style='outline: 0px; max-width: 100%; line-height: 2em; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; line-height: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>记者根据《中国统计年鉴2021》、各地统计年鉴、统计公报，对直辖市、省会城市、计划单列市以及苏州、无锡、佛山、东莞、泉州等经济大市在内的45个重点城市统计发现，有12个城市住户存款余额超万亿。</span></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><p style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p></section></section></section></section></section></section><section data-tools="135编辑器" data-id="95714" data-color="#0070c0" style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><section style='margin: 10px auto; outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; transform: rotate(0deg); line-height: 2em; box-sizing: border-box !important;'><section data-brushtype="text" style='padding: 4px 1em; outline: 0px; max-width: 100%; display: inline-block; background-color: rgb(0, 112, 192); color: rgb(255, 255, 255); box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>住户存款</strong></span></section></section><section style='margin-top: -15px; outline: 0px; max-width: 100%; box-sizing: border-box; border-width: 3px; border-style: solid; border-color: rgb(0, 112, 192);'><section data-autoskip="1" style='padding: 1em; outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: 1.5px; line-height: 1.75em; color: rgb(0, 112, 192);'><section style='outline: 0px; max-width: 100%; vertical-align: inherit; line-height: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(51, 46, 46); letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>是指银行业金融机构通过信用方式吸收的居民储蓄存款及通过其他方式吸收的由住户部门(由住户和为其服务的非营利机构组成的部门)支配的存款。</span></section></section></section></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><p style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p></section></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: unset; font-size: 16px;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: center; line-height: 2em;'><span style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>表:2020年45个重点城市住户存款余额</span></strong></span></section></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important;'><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; font-size: 16px; letter-spacing: 0.544px; text-align: center; vertical-align: middle; display: inline-block; line-height: 0; width: 863px; height: auto;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box;vertical-align: middle;overflow-wrap: break-word !important;visibility: visible !important;width: 489px !important;'></span></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: unset; font-size: 15px;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 1px; box-sizing: border-box !important;'>（数据来源：第一财经记者根据中国统计年鉴2021、各地统计年鉴、统计公报整理）</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; line-height: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>12个城市的住户存款余额超过了万亿元大关，分别是</span><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>北京、上海、广州、重庆、深圳、成都、天津、杭州、苏州、西安、沈阳和武汉</strong></span><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>。</span></section><section style='outline: 0px; max-width: 100%; line-height: 2em; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>这其中，</span><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'>北京住户存款余额超过4万亿元大关，达到了42889亿元。上海住户存款超过3.6万亿元，为36734亿元。广州住户存款位居第三，达到了20774亿元。</span></strong></section><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>从人均存款来看，</span></p></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; line-height: 2em; box-sizing: border-box !important;'><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; line-height: 2em; letter-spacing: 0.544px; box-sizing: border-box !important;'><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>2020年</span></p><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>共有11个城市居民</span></strong></p><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>人均存款超过10万元</span></strong></p><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>分别是↓</span></p><p style='outline: 0px; max-width: 100%; letter-spacing: 0.544px; text-align: center; line-height: 2em; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p><section style='outline: 0px; max-width: 100%; line-height: 2em; text-align: center; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'>北京、上海、杭州、沈阳、广州、太原、天津、深圳、大连、南通、南京。</span></strong></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><section style='outline: 0px; max-width: 100%; line-height: 2em; text-align: center; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: unset; letter-spacing: 0.544px;'><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: unset;'><section style='outline: 0px; max-width: 100%; text-align: center; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>表:45个城市人均存款</span></strong></span></section></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; font-size: 16px; text-align: center; line-height: 2em;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; vertical-align: middle; display: inline-block; line-height: 0;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box;vertical-align: middle;overflow-wrap: break-word !important;visibility: visible !important;width: 515px !important;'></span></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: unset; font-size: 15px; color: rgb(102, 103, 103);'><section style='text-align: center; outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); letter-spacing: 1px; box-sizing: border-box !important;'>（数据来源:第一财经记者根据中国统计年鉴2021、各地统计年鉴、统计公报整理）</span></section></section><section style='outline: 0px; max-width: 100%; text-align: center; letter-spacing: 0.544px; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; text-align: center; letter-spacing: 0.544px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-size: 18px; color: rgb(2, 30, 170); box-sizing: border-box !important;'>北方城市人均存款更突出</span></strong></section><p style='outline: 0px; max-width: 100%; box-sizing: border-box;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: 1px; font-size: 16px;'>根据数据显示，来自东北地区的沈阳以11.4万元位居第四，超过了广深两大一线城市。此外太原与广州并列第5，天津位居第7，大连位居第9。此外，唐山、乌鲁木齐也都比较靠前。<br style='outline: 0px; max-width: 100%; box-sizing: border-box;'></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: 1px; font-size: 16px;'>相比之下，南方城市的人均存款比较少，共有8个城市人均存款低于7万元，全部来自南方地区。</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><br></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: center;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>在专家看来，居民人均存款的南北差异，与<strong style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(2, 30, 170); box-sizing: border-box !important;'>房价、人口结构、投资观念</span></strong>等因素有关。<br style='outline: 0px; max-width: 100%; box-sizing: border-box;'></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>某房产研究院分院院长张波分析，</span><span style='outline: 0px; max-width: 100%; background-color: rgb(255, 254, 213); box-sizing: border-box !important;'>人均存款的区域差异，与楼市有一定关联性。</span><span style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'>从目前来看，居民购房对贷款需求十分旺盛。尤其是东南部的一二线热点城市，使用贷款的乘数比较高，对于自身存款的消耗也比较大。</span>北方的很多城市实际购房需求在弱化，尤其是在年轻人口外流后，当地的人口年龄比较大，这部分群体里很多人已经有房子了，不需要再买房了，相应地，存下的钱也更多。</span></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: center;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>另外分析人士告诉记者，</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; color: rgb(2, 30, 170); font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: normal;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>并不能说</span></strong></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; color: rgb(2, 30, 170); font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: normal;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>住户人均存款余额越多的城市，</span></strong></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; color: rgb(2, 30, 170); font-size: 16px; box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: normal;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>居民就越有钱。</span></strong></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>例如上海2020年的人均存款余额落后于北京，但居民人均可支配收入却领先。<span style='outline: 0px; max-width: 100%; background-color: rgb(255, 254, 213); box-sizing: border-box !important;'>《中国统计年鉴2021》显示，上海居民人均可支配收入达7.2万元，北京为6.9万元。</span></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>《中国统计年鉴2021》还显示，东部地区的人均可支配收入为41239.7元，是中部、西部、东北地区的近两倍。然而一些东部地区城市的人均存款余额却排名倒数。</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>另外，<span style='outline: 0px; max-width: 100%; background-color: rgb(255, 254, 213); box-sizing: border-box !important;'>影响居民储蓄的主要因素包括个人的收入水平，收入的分配，消费倾向，以及金融市场是否完善、个人同金融市场的关系。</span>一般而言，经济更发达的地区，居民平均收入高，存款余额也就比较多，且高收入人群的储蓄倾向高于低收入群体，这就能够解释为什么北京和上海的人均存款余额最高。</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>目前中国收入最高的三个行业分别是信息传输、软件和信息技术服务业，金融业，科学研究和技术服务业，而北京和上海正是这些高收入行业最集中的地区。此外，大型企业总部也主要聚集在北京和上海，高收入群体较多，带动人均存款的增加。</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 1.75em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section></section><section powered-by="xiumi.us" style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: center;'><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: normal;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>此外，</span></strong></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; color: rgb(2, 30, 170); box-sizing: border-box !important;'><strong style='outline: 0px; max-width: 100%; box-sizing: border-box; letter-spacing: normal;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; box-sizing: border-box !important;'>居民储蓄还与投资渠道有一定关联。</span></strong></span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>有分析人士表示，“泉州、东莞的人均存款额排名倒数，就是因为一些地区的投资渠道更多，有更浓厚的投资氛围，居民更倾向于银行存款以外的其他投资理财形式。”</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; text-align: justify; line-height: 1.75em;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>不过平均数终究只是平均数</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>事实上具体到每个人身上</span></section><section style='outline: 0px; max-width: 100%; box-sizing: border-box; line-height: 2em;'><span style='outline: 0px; max-width: 100%; letter-spacing: 1px; font-size: 16px; box-sizing: border-box !important;'>情况可能就大不相同了</span></section></section></section></section></section><section style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><p style='text-align: right; outline: 0px; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); font-family: 微软雅黑; letter-spacing: 0.544px; text-indent: 0em; widows: 1; box-sizing: border-box !important;'>(来源</span><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); font-family: 微软雅黑; letter-spacing: 0.544px; text-indent: 0em; widows: 1; box-sizing: border-box !important;'>：</span><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); font-family: 微软雅黑; letter-spacing: 0.544px; text-indent: 0em; widows: 1; box-sizing: border-box !important;'>广州日报综合第一财经、红星新闻、新闻坊、信息时报)</span></p><p style='text-align: center; outline: 0px; max-width: 100%; letter-spacing: 0.544px; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; color: rgb(136, 136, 136); font-family: 微软雅黑; letter-spacing: 0.544px; text-indent: 0em; widows: 1; box-sizing: border-box !important;'><img src="http://www.yewn.cn/data/attachment/forum/202111/19/092704qjz4xiadqxlyqeg4.jpg"></span></p></section></div> 哪还有存款，月光族收入低，存不住
北上广有钱啊
老百姓就是这样生活的
月底不借都不错了，还存钱？想啥呢
都不够花！！
我的存款拉城市的后腿了
跟我没啥关系啊
唉没钱的人。