降了！事关渭南人的房贷！1年期LPR降至3.8%！
<div class="wx_rich_media_content" id="jsWxContainer"><p style='text-align: center; letter-spacing: 3.5px; line-height: 2em;'><span style='line-height: 2em;'></span></p><p style='letter-spacing: 3.5px;line-height: 2em;'><span style='line-height: 2em;'>据全国银行间同业拆借中心12月20日最新数据，12月1年期贷款市场报价利率（LPR）为3.8%，<strong>较上月3.85%<span style='line-height: 2em;color: rgb(171, 25, 66);'>下降0.05个百分点</span>，也是时隔<span style='line-height: 2em;color: rgb(171, 25, 66);'>20个月来首次“降息”</span></strong>。5年期LPR为4.65%，连续第21个月保持不变。</span></p><p style='text-align: center; letter-spacing: 3.5px; line-height: 2em;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='letter-spacing: 3.5px;line-height: 2em;'><span style='line-height: 2em;'>1年期利率主要是给实体经济贷款做参考利率；<strong><span style='line-height: 2em;background-color: rgb(171, 25, 66);color: rgb(255, 255, 255);'>5年期利率主要是给房贷利率做参考利率</span></strong>。</span></p><p style='text-align: center; letter-spacing: 3.5px; line-height: 2em;'><span class="wxart_image" wx-style='display:inline-block;'></span></p><p style='letter-spacing: 3.5px;line-height: 2em;'><span style='line-height: 2em;'>此次下调虽然不涉及5年期LPR，但是一旦5年期LPR下降10个基点，那么购房者的贷款利息也将随之下调。</span></p><p><br></p><p style='letter-spacing: 3.5px;line-height: 2em;'>LPR降息有助于<span style='color: rgb(171, 25, 66);'><strong>稳定宏观经济</strong></span>，从价上看，LPR具有方向性和指导性作用，该利率的降低可以引导贷款实际利率下行。从量上看，LPR降息有助于缓解银行发放贷款过程中所受到的利率约束，解决所谓的<span style='color: rgb(171, 25, 66);'><strong>“有效贷款需求不足”</strong></span>的问题。</p><p style='letter-spacing: 3.5px;line-height: 2em;'><br></p><p style='letter-spacing: 3.5px;line-height: 2em;'>考虑当前楼市态势，预计<strong><span style='line-height: 2em;background-color: rgb(171, 25, 66);color: rgb(255, 255, 255);'>2022年楼市双重降息</span></strong>（LPR、加点）为大概率事件。<strong>渭南人你准备好入市了吗？</strong><br></p><p style='letter-spacing: 3.5px;line-height: 2em;'><br></p><section style='font-family:微软雅黑;font-size:16px;letter-spacing:1px;line-height:auto;'><section data-id="46389" 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data-md5="a474e"><br></section></section></section><section style='width:100%;height:0px;box-sizing: border-box;border-top:3px solid rgb(245,250,255);' powered-by="xmyeditor.com" data-md5="a474e"><br></section><section style='height: 3px;' powered-by="xmyeditor.com" data-md5="a474e"><br></section></section></section><p style='letter-spacing: 3.5px;line-height: 2em;'><span style='font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif;'></span></p><p style='text-align: center; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 677px !important;'><br></span></p><p style='text-align: center; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 677px !important;'></span></p><p style='text-align: center; outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 677px !important;'></span></p><p style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; box-sizing: border-box !important;'><br style='outline: 0px; max-width: 100%; box-sizing: border-box !important;'></p><p style='outline: 0px; max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; letter-spacing: 0.544px; text-align: center; box-sizing: border-box !important;'><span class="wxart_image" wx-style='display:inline-block;outline: 0px;box-sizing: border-box !important;overflow-wrap: break-word !important;visibility: visible !important;width: 400px !important;'></span></p></div><p></p> 现在房贷审批严了，不容易放款现在都是弹性利率，科学的很 楼市温热起来了吗？ 好事情啊，可以买房了 中海快开盘了？中海多钱？ 好事情木！！
利率下降，重点是房价下降没有？
太好了太好了
这是一个好消息