“他们说，我不用花钱就能变美...”
<div class="wx_rich_media_content" id="jsWxContainer"><p style='text-align: center; line-height: 1.75em;' data-mpa-powered-by="yiban.io"><br></p><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px;color: rgb(62, 62, 62);'>近期，广东省佛山市消委会收到不少美容纠纷的投诉，</span><span style='color: rgb(192, 0, 0);'><strong><span style='font-size: 16px;'>主要为诱导高额贷款、虚假宣传产品功效、办理美容预付卡后退款难等。</span></strong></span><span style='font-size: 16px;color: rgb(62, 62, 62);'>其中，一名大四女学生，因为“0息”美容贷与上海某小贷公司签订贷款合同，背上了近6000元的贷款及高额利息。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px;color: rgb(62, 62, 62);'><br></span></section><section style='text-align: center; line-height: 1.75em;'><span class="wxart_image" wx-style='display:inline-block;width: 100%;height: auto;'></span></section><section style='text-indent: 2em; line-height: 1.75em;'><br></section><section style='text-indent: 2em; line-height: 1.75em;'><strong><span style='font-size: 16px;color: rgb(192, 0, 0);'>本来是追求变美的道路，却导向了高利贷的陷阱，</span></strong><span style='font-size: 16px;color: rgb(62, 62, 62);'>这名大四女生的遭遇，其实远非个案。近几年，随着美容市场的快速发展，与之相关的行业乱象也不断涌现，打着“0息”、低息等幌子的“美容贷”正是其中之一。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px;color: rgb(62, 62, 62);'><br></span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px;color: rgb(62, 62, 62);'>“美容贷”不是天然有罪，贷款消费是很正常的金融行为，</span><strong><span style='font-size: 16px;color: rgb(192, 0, 0);'>问题的关键在于，是否存在虚假宣传、诱导套路等行为。</span></strong><span style='font-size: 16px;color: rgb(62, 62, 62);'>比如在此事中，涉事美容机构先是以低价引流，将顾客吸引到美容机构后，推销各种高价套餐，诱导付不起钱的大学生下载App贷款透支消费。直到最后被催收，她才知道此前商家承诺的“0息”是假的，自己为此背上了高额的利息。可以说，这名学生是被连哄带骗地进行了贷款消费。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px;color: rgb(62, 62, 62);'><br></span></section><section powered-by="xiumi.us" mp-original-font-size="18" mp-original-line-height="28.799999237060547" style='letter-spacing: 0.544px; outline: 0px; color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center; line-height: 25.2px;'><section data-id="56557" data-type="lspecial04" data-tools="小蚂蚁编辑器" data-md5="ad0ae" act="xmy" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;letter-spacing: 0.544px;font-size: 16px;max-inline-size: 100%;border-width: 0px;border-style: none;border-color: initial;z-index: 0;visibility: visible;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" data-wxsrc="https://mmbiz.qpic.cn/mmbiz_png/ibU7ShRNjb4FXJkp8gciaffbkKiaEXkm5C2wBnfjbYqsO3sdWozJS4icECu88L2StYVSccuvNibwJcWicEgIGOLjJPuA/0?wx_fmt=png;" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section style='margin-top: 0.5em;outline: 0px;max-inline-size: 100%;visibility: visible;line-height: 1.75em;'><section data-darkmode-bgcolor-16151714435520="rgb(180, 63, 70)" data-darkmode-original-bgcolor-16151714435520="#fff|rgb(255, 255, 255)|rgb(180, 63, 70)" data-darkmode-color-16151714435520="rgb(255, 255, 255)" data-darkmode-original-color-16151714435520="#fff|rgb(255, 255, 255)" mpa-from-tpl="t" style='margin-bottom: 0em;padding: 3px 10px;outline: 0px;max-inline-size: 100%;letter-spacing: 0.544px;display: inline-block;vertical-align: top;width: auto;flex: 0 0 auto;align-self: stretch;min-width: 10%;height: auto;border-width: 2px;border-style: solid;border-color: rgb(180, 63, 70);border-radius: 0px;background-color: rgb(180, 63, 70);visibility: visible;'><span style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;cursor: text;color: rgb(255, 255, 255);visibility: visible;letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;'><section style='outline: 0px;line-height: 1.75em;'><span style='outline: 0px;font-size: 17px;'><strong style='outline: 0px;'>“美容贷”下陷阱重重</strong></span></section></span></section></section></section></section></section></section></section></section></section></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; visibility: visible;'><section data-mpa-template="t" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-mpa-template="t" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-role="paragraph" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-role="paragraph" style='outline: 0px;'><section style='letter-spacing: 0.544px;outline: 0px;text-indent: 2em;visibility: visible;line-height: 1.75em;'><br></section></section></section></section></section></section></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'>美容贷指用户办理医美项目，由于资金不足，通过申请贷款来支付医美费用，美容与贷款捆绑在了一起，这种贷款就称为美容贷。</span><strong><span style='font-size: 16px; color: rgb(192, 0, 0);'>“0利息0首付变美丽”，在这些充满诱惑的广告宣传下陷阱重重，学生是主要目标人群。</span></strong></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'><br></span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'>对于一部分爱美的大学生群体，贷款的用途并非学费和生活费，而是基本花在了美容和整容上。有一些大学生本身没有美容需求，出于资金短缺等问题想要贷款，结果听信贷款中介“免费美容还能贷款”的蛊惑，也借了美容贷。“美容贷”和“校园贷”有不少相似之处，比如都是第三方提供贷款，利息是之前明确约定好的，受害方到期需要连本带利还款。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'><br></span></section><section style='text-align: center; line-height: 1.75em;'><span class="wxart_image" wx-style='display:inline-block;width: 100%;height: auto;'></span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'><br></span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'>“0息0首付”的广告宣传很容易让许多缺乏社会经验的大学生掉入美容贷的陷阱。</span><strong><span style='font-size: 16px; color: rgb(192, 0, 0);'>诱导超前消费、超高消费，涉嫌虚假宣传、欺骗和误导消费者，造成非常严重的不良影响。</span></strong></section><section style='text-indent: 2em; line-height: 1.75em;'><br></section><section powered-by="xiumi.us" mp-original-font-size="18" mp-original-line-height="28.799999237060547" style='letter-spacing: 0.544px; outline: 0px; color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center; line-height: 25.2px;'><section data-id="56557" data-type="lspecial04" data-tools="小蚂蚁编辑器" data-md5="ad0ae" act="xmy" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;letter-spacing: 0.544px;font-size: 16px;max-inline-size: 100%;border-width: 0px;border-style: none;border-color: initial;z-index: 0;visibility: visible;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" data-wxsrc="https://mmbiz.qpic.cn/mmbiz_png/ibU7ShRNjb4FXJkp8gciaffbkKiaEXkm5C2wBnfjbYqsO3sdWozJS4icECu88L2StYVSccuvNibwJcWicEgIGOLjJPuA/0?wx_fmt=png;" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section style='margin-top: 0.5em;outline: 0px;max-inline-size: 100%;visibility: visible;line-height: 1.75em;'><section data-darkmode-bgcolor-16151714435520="rgb(180, 63, 70)" data-darkmode-original-bgcolor-16151714435520="#fff|rgb(255, 255, 255)|rgb(180, 63, 70)" data-darkmode-color-16151714435520="rgb(255, 255, 255)" data-darkmode-original-color-16151714435520="#fff|rgb(255, 255, 255)" mpa-from-tpl="t" style='margin-bottom: 0em;padding: 3px 10px;outline: 0px;max-inline-size: 100%;letter-spacing: 0.544px;display: inline-block;vertical-align: top;width: auto;flex: 0 0 auto;align-self: stretch;min-width: 10%;height: auto;border-width: 2px;border-style: solid;border-color: rgb(180, 63, 70);border-radius: 0px;background-color: rgb(180, 63, 70);visibility: visible;'><span style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;cursor: text;color: rgb(255, 255, 255);visibility: visible;letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;'><section style='outline: 0px;line-height: 1.75em;'><span style='outline: 0px;font-size: 17px;'><strong style='outline: 0px;'>如何识别“美容贷”</strong></span></section></span></section></section></section></section></section></section></section></section></section></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; visibility: visible;'><section data-mpa-template="t" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-mpa-template="t" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-role="paragraph" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-role="paragraph" style='outline: 0px;'><section style='letter-spacing: 0.544px;outline: 0px;text-indent: 2em;visibility: visible;line-height: 1.75em;'><br></section></section></section></section></section></section></section><section style='text-indent: 2em; line-height: 1.75em;'><strong><span style='font-size: 16px; color: rgb(192, 0, 0);'>医美市场鱼龙混杂，融入一些诱导网贷的金融运作手段之后，无疑更加套路满满。</span></strong><span style='font-size: 16px; color: rgb(62, 62, 62);'>一方面，对美容机构来说，和网贷公司合作，推出一些伪“0息”的贷款等，既能够获得贷款分成，也能够大大降低医美门槛，诱导消费者超前消费、过度消费，提升业绩；另一方面，医疗美容市场快速增长，美容机构用变美的话术进行推销，同样能够为网贷公司的业务引流。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'><br></span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'>前些年，校园贷曾被明令禁止。现在“美容贷”等再度盯上大学生，将他们当成了“收割”的对象。值得注意的是，除了线上渠道，充满诱惑的“美容贷”还在被一些美容机构暗中线下推广。一些医疗美容机构不仅在服务项目上虚假宣传、诱导消费，在网贷服务的撮合过程中，同样各种蛊惑诱导，让消费者掉入高利贷的陷阱。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='font-size: 16px; color: rgb(62, 62, 62);'><br></span></section><section powered-by="xiumi.us" mp-original-font-size="18" mp-original-line-height="28.799999237060547" style='letter-spacing: 0.544px; outline: 0px; color: rgb(34, 34, 34); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-align: center; line-height: 25.2px;'><section data-id="56557" data-type="lspecial04" data-tools="小蚂蚁编辑器" data-md5="ad0ae" act="xmy" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;letter-spacing: 0.544px;font-size: 16px;max-inline-size: 100%;border-width: 0px;border-style: none;border-color: initial;z-index: 0;visibility: visible;font-family: -apple-system, BlinkMacSystemFont, Arial, sans-serif;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" data-wxsrc="https://mmbiz.qpic.cn/mmbiz_png/ibU7ShRNjb4FXJkp8gciaffbkKiaEXkm5C2wBnfjbYqsO3sdWozJS4icECu88L2StYVSccuvNibwJcWicEgIGOLjJPuA/0?wx_fmt=png;" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section data-md5="ad0ae" mpa-from-tpl="t" style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;visibility: visible;'><section style='margin-top: 0.5em;outline: 0px;max-inline-size: 100%;visibility: visible;line-height: 1.75em;'><section data-darkmode-bgcolor-16151714435520="rgb(180, 63, 70)" data-darkmode-original-bgcolor-16151714435520="#fff|rgb(255, 255, 255)|rgb(180, 63, 70)" data-darkmode-color-16151714435520="rgb(255, 255, 255)" data-darkmode-original-color-16151714435520="#fff|rgb(255, 255, 255)" mpa-from-tpl="t" style='margin-bottom: 0em;padding: 3px 10px;outline: 0px;max-inline-size: 100%;letter-spacing: 0.544px;display: inline-block;vertical-align: top;width: auto;flex: 0 0 auto;align-self: stretch;min-width: 10%;height: auto;border-width: 2px;border-style: solid;border-color: rgb(180, 63, 70);border-radius: 0px;background-color: rgb(180, 63, 70);visibility: visible;'><span style='margin-bottom: 0em;outline: 0px;max-inline-size: 100%;cursor: text;color: rgb(255, 255, 255);visibility: visible;letter-spacing: 0.5px;font-family: Helvetica, Arial, sans-serif;'><section style='outline: 0px;line-height: 1.75em;'><span style='outline: 0px;font-size: 17px;'><strong style='outline: 0px;'>防止中招，我们这样做！</strong></span></section></span></section></section></section></section></section></section></section></section></section></section><section data-role="outer" label="edit by 135editor" style='outline: 0px; visibility: visible;'><section data-mpa-template="t" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-mpa-template="t" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-role="paragraph" mpa-from-tpl="t" style='outline: 0px;visibility: visible;'><section data-role="paragraph" style='outline: 0px;'><section style='letter-spacing: 0.544px;outline: 0px;text-indent: 2em;visibility: visible;line-height: 1.75em;'><br></section></section></section></section></section></section></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(62, 62, 62); font-size: 16px;'>对这种坑害消费者的行为，当地的市场监管机构以及金融监管机构，<span style='font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px;'>应当加大</span></span><span style='color: rgb(62, 62, 62); font-size: 16px;'><span style='font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px;'>“校园贷”“美容贷”等业务监管整治力度，</span>理应在监督执法层面予以严厉打击，当罚则罚，提高违法犯罪的代价，净化医美市场生态。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(62, 62, 62); font-size: 16px;'><br></span></section><section style='text-align: center; line-height: 1.75em;'><span class="wxart_image" wx-style='display:inline-block;width: 100%;height: auto;'></span></section><section style='text-indent: 2em; line-height: 1.75em;'><br></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; font-size: 16px; text-indent: 2em;'>同时，相关企业应该遵守法律，诚信经营，学校等相关部门也应该采取一些必要的措施，培养大学生健康的审美观，树立正确的消费观，提高安全防范意识。</span><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'></span></section><section style='text-indent: 2em; line-height: 1.75em;'><br></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'>至于消费者，也得擦亮眼睛。</span><span style='font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px; color: rgb(192, 0, 0);'><strong>不良“美容贷”贷款机构具备四大特征：</strong></span><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'>1、相关机构经营地点不明；2、虚假医疗项目；3、贷款门槛低；4、隐瞒实际出借方真实信息并逼迫借款人返还高额息费。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'> </span></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(192, 0, 0);'><strong><span style='font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'>对此，提醒消费者在享受互联网便捷贷款服务的同时也应提高警惕，做到：</span></strong></span><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'>1、树立正确的消费观和金钱观，避免超前消费和过度消费；2、消费者在接受医疗美容服务时，应注意该机构是否取得《医疗机构执业许可证》，执业医师是否具有执业医师资格证等；3、看管好身份证件及相关信息，避免不法分子在未经本人许可的前提下，利用有关信息申请贷款；4、了解实际贷款机构的准确信息，并向该机构核实贷款的条件和审批流程。5、理性评估风险，认清自身经济状况、还款能力，签订网贷合同时，不假手他人操作。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><br></section><section style='text-indent: 2em; line-height: 1.75em;'><span style='color: rgb(62, 62, 62); font-family: system-ui, -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; text-indent: 34px; font-size: 16px;'>消费者要保留好相关协议书面文本或电子文档、截屏图片、发票等相关证据，如果在办理“培训贷”“美容贷”过程中产生纠纷，可以向12345热线、银保监会、消协组织等正规投诉渠道反应，不参与违背合同约定、提供虚假信息、编造事实的恶意投诉。若遭遇暴力催收、恶意催收、威胁恐吓等不法行为，应及时向公安机关报案。</span></section><section style='text-indent: 2em; line-height: 1.75em;'><br></section><section style='text-indent: 2em; line-height: 1.75em;'><strong><span style='font-size: 16px; color: rgb(192, 0, 0);'>天下没有免费的午餐，充满诱惑的低息甚至无息贷款，往往潜藏着各种陷阱。</span></strong><span style='color: rgb(62, 62, 62); font-size: 16px;'>这些小技巧，你学到了吗？</span></section><section style='text-align: right; line-height: 1.75em;'><font face="微软雅黑" size="1" color="#c0c0c0"><span style='widows: 1; caret-color: rgb(163, 163, 163); text-align: unset; outline: 0px; letter-spacing: 0.5px; text-shadow: none;'>（</span><span style='text-align: unset; widows: 1; caret-color: rgb(163, 163, 163); outline: 0px; letter-spacing: 0.5px; text-shadow: none;'>来源：中国青年报客户端</span><span style='text-align: unset; widows: 1; caret-color: rgb(163, 163, 163); letter-spacing: 0.544px; text-shadow: none; outline: 0px; text-decoration-style: solid; text-decoration-color: rgb(140, 140, 140);'>，微信公众号“红辣椒评论”，图片来源：重庆长安网</span><span style='letter-spacing: 0.5px; text-align: unset; widows: 1; caret-color: rgb(163, 163, 163);'>）</span></font></section><section style='text-align: center; line-height: 1.75em;'><img src="https://www.yewn.cn/data/attachment/forum/202211/09/094002njbqukblws3vxb2w.jpg"></section><section style='display: none;line-height: 1.75em;'><br></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div> 全是骗人的啊！！ 骗子防不胜防
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