官宣！个人养老金新增3种领取情形
<div class="wx_rich_media_content" id="jsWxContainer"><section data-mpa-powered-by="yiban.io"><section><section nodeleaf=""><br></section><section style='line-height: 1em;'><h2 data-v-1709f2c7="" style='text-align: center;line-height: 1.75em;'><section><section data-pm-slice="3 3 [" para",{"tagname":"section","attributes":{"data-mpa-powered-by":"yiban.io"},"namespaceuri":"http:="" www.w3.org="" 1999="" xhtml"}]"=""><section style='visibility: visible;' nodeleaf="" data-pm-slice="0 0 []"><span class="wxart_image" wx-style='display:inline-block;height: auto !important;visibility: visible !important;width: 677px !important;'></span></section><section style='box-sizing: border-box; font-weight: 400; text-align: justify; font-size: 16px; color: rgb(62, 62, 62);' data-pm-slice="0 0 []"><section style='text-align: left; justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 10px; width: 100%; align-self: flex-start; border-style: solid; border-width: 3px; border-color: rgb(79, 181, 215); padding: 18px 19px 19px; box-sizing: border-box;'><section style='width: 100%; box-sizing: border-box;'><section style='text-align: justify;line-height: 1.75;letter-spacing: 2px;width: 100%;box-sizing: border-box;'><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="">近日，人力资源社会保障部、财政部、国家税务总局、金融监管总局、中国证监会联合印发《关于领取个人养老金有关问题的通知》，进一步丰富个人养老金领取情形，明确具体操作办法，<span textstyle='' style='color: rgb(0, 122, 170);font-weight: bold;'>自9月1日起开始实施。</span></span></p></section></section></section><section style='box-sizing: border-box;'><p style='box-sizing: border-box;'><span leaf=""><br></span></p><p style='text-align: center; box-sizing: border-box; line-height: 1.75em;'><span leaf=""><span textstyle='' style='letter-spacing: 2px;'>通知规定</span></span></p><p style='text-align: center; box-sizing: border-box; line-height: 1.75em;'><span leaf=""><span textstyle='' style='letter-spacing: 2px; color: rgb(0, 122, 170); font-weight: bold;'>新增3种个人养老金领取情形</span></span></p><p style='text-align: center; box-sizing: border-box; line-height: 1.75em;'><span leaf=""><span textstyle='' style='letter-spacing: 2px;'>↓↓↓</span></span></p><p style='box-sizing: border-box;'><span leaf=""><br></span></p></section><section style='margin-top: 10px;margin-bottom: 10px;display: inline-block;width: 100%;border: 1px solid rgb(79, 181, 215);padding: 10px;background-color: rgb(238, 248, 253);box-sizing: border-box;'><section style='line-height: 1.75;letter-spacing: 2px;width: 100%;box-sizing: border-box;'><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="">申请之日前12个月内，本人（或配偶、未成年子女）发生的与基本医保相关的医药费用支出，扣除医保报销后个人负担（指医保目录范围内的自付部分）累计超过本省（自治区、直辖市）上一年度居民人均可支配收入；</span></p><p style='box-sizing: border-box;'><span leaf=""><br></span></p><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="" data-pm-slice="1 1 [" para",{"tagname":"section","attributes":{"data-mpa-powered-by":"yiban.io"},"namespaceuri":"http:="" www.w3.org="" 1999="" xhtml"},"para",{"tagname":"section","attributes":{},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"line-height:="" 1em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"h2","attributes":{"data-v-1709f2c7":"","style":"text-align:="" center;line-height:="" 1.75em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"data-pm-slice":"3="" 3="" [\"para\",{\"tagname\":\"section\",\"attributes\":{\"data-mpa-powered-by\":\"yiban.io\"},\"namespaceuri\":\"http:="" xhtml\"}]"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"box-sizing:="" border-box;="" font-style:="" normal;="" font-weight:="" 400;="" text-align:="" justify;="" font-size:="" 16px;="" color:="" rgb(62,="" 62,="" 62);","data-pm-slice":"0="" 0="" []"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"margin-top:="" 10px;="" margin-bottom:="" display:="" inline-block;="" width:="" 100%;="" border:="" 1px="" solid="" rgb(79,="" 181,="" 215);="" padding:="" background-color:="" rgb(238,="" 248,="" 253);="" position:="" static;="" box-sizing:="" border-box;"},"namespaceuri":"http:="" 1.75;="" letter-spacing:="" 2px;="" xhtml&qot;},"para",{"tagname":"p","attributes":{"style":"text-indent:="" 2.25em;="" margin:="" 0px;="" xhtml"}]"=""></span><span leaf="">申请之日前2年内领取失业保险金累计达到12个月；</span></p><p style='box-sizing: border-box;'><span leaf=""><br></span></p><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="" data-pm-slice="1 1 [" para",{"tagname":"section","attributes":{"data-mpa-powered-by":"yiban.io"},"namespaceuri":"http:="" www.w3.org="" 1999="" xhtml"},"para",{"tagname":"section","attributes":{},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"line-height:="" 1em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"h2","attributes":{"data-v-1709f2c7":"","style":"text-align:="" center;line-height:="" 1.75em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"data-pm-slice":"3="" 3="" [\"para\",{\"tagname\":\"section\",\"attributes\":{\"data-mpa-powered-by\":\"yiban.io\"},\"namespaceuri\":\"http:="" xhtml\"}]"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"box-sizing:="" border-box;="" font-style:="" normal;="" font-weight:="" 400;="" text-align:="" justify;="" font-size:="" 16px;="" color:="" rgb(62,="" 62,="" 62);","data-pm-slice":"0="" 0="" []"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"margin-top:="" 10px;="" margin-bottom:="" display:="" inline-block;="" width:="" 100%;="" border:="" 1px="" solid="" rgb(79,="" 181,="" 215);="" padding:="" background-color:="" rgb(238,="" 248,="" 253);="" position:="" static;="" box-sizing:="" border-box;"},"namespaceuri":"http:="" 1.75;="" letter-spacing:="" 2px;="" xhtml"},"para",{"tagname":"p","attributes":{"style":"text-indent:="" 2.25em;="" margin:="" 0px;="" xhtml"}]"=""></span><span leaf="">正在领取城乡最低生活保障金。</span></p></section></section><section style='box-sizing: border-box;'><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="" data-pm-slice="1 1 [" para",{"tagname":"section","attributes":{"data-mpa-powered-by":"yiban.io"},"namespaceuri":"http:="" www.w3.org="" 1999="" xhtml"},"para",{"tagname":"section","attributes":{},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"line-height:="" 1em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"h2","attributes":{"data-v-1709f2c7":"","style":"text-align:="" center;line-height:="" 1.75em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"data-pm-slice":"3="" 3="" [\"para\",{\"tagname\":\"section\",\"attributes\":{\"data-mpa-powered-by\":\"yiban.io\"},\"namespaceuri\":\"http:="" xhtml\"}]"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"box-sizing:="" border-box;="" font-style:="" normal;="" font-weight:="" 400;="" text-align:="" justify;="" font-size:="" 16px;="" color:="" rgb(62,="" 62,="" 62);","data-pm-slice":"0="" 0="" []"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"margin-top:="" 10px;="" margin-bottom:="" display:="" inline-block;="" width:="" 100%;="" border:="" 1px="" solid="" rgb(79,="" 181,="" 215);="" padding:="" background-color:="" rgb(238,="" 248,="" 253);="" position:="" static;="" box-sizing:="" border-box;"},"namespaceuri":"http:="" 1.75;="" letter-spacing:="" 2px;="" xhtml"},"para",{"tagname":"p","attributes":{"style":"text-indent:="" 2.25em;="" margin:="" 0px;="" xhtml"}]"=""><br></span></p><p style='text-indent: 2.25em; margin-right: 8px; margin-left: 8px; box-sizing: border-box; line-height: 1.75em;'><span leaf="" data-pm-slice="1 1 [" para",{"tagname":"section","attributes":{"data-mpa-powered-by":"yiban.io"},"namespaceuri":"http:="" www.w3.org="" 1999="" xhtml"},"para",{"tagname":"section","attributes":{},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"line-height:="" 1em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"h2","attributes":{"data-v-1709f2c7":"","style":"text-align:="" center;line-height:="" 1.75em;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"data-pm-slice":"3="" 3="" [\"para\",{\"tagname\":\"section\",\"attributes\":{\"data-mpa-powered-by\":\"yiban.io\"},\"namespaceuri\":\"http:="" xhtml\"}]"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"box-sizing:="" border-box;="" font-style:="" normal;="" font-weight:="" 400;="" text-align:="" justify;="" font-size:="" 16px;="" color:="" rgb(62,="" 62,="" 62);","data-pm-slice":"0="" 0="" []"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"section","attributes":{"style":"margin-top:="" 10px;="" margin-bottom:="" display:="" inline-block;="" width:="" 100%;="" border:="" 1px="" solid="" rgb(79,="" 181,="" 215);="" padding:="" background-color:="" rgb(238,="" 248,="" 253);="" position:="" static;="" box-sizing:="" border-box;"}"namespaceuri":"http:="" 1.75;="" letter-spacing:="" 2px;="" border-box;"},"namespaceuri":"http:="" xhtml"},"para",{"tagname":"p","attributes":{"style":"text-indent:="" 2.25em;="" margin:="" 0px;="" xhtml"}]"=""><span textstyle='' style='letter-spacing: 2px;'>此前，参加人符合下列条件之一的，可以领取个人养老金。一是达到领取基本养老金年龄。二是完全丧失劳动能力。三是出国（境）定居。</span></span></p><p style='box-sizing: border-box;'><span leaf=""><br></span></p></section><section style='text-align: center; justify-content: center; display: flex; flex-flow: row; margin-top: 10px; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;align-self: flex-start;flex: 0 0 auto;min-width: 5%;max-width: 100%;height: auto;box-sizing: border-box;'><section style='text-align: left;justify-content: flex-start;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;background-color: rgb(95, 156, 239);padding: 4px 14px;border-radius: 7px;overflow: hidden;box-sizing: border-box;'><section style='text-align: center;color: rgb(255, 255, 255);box-sizing: border-box;'><p style='box-sizing: border-box;'><strong style='box-sizing: border-box;'><span leaf="">个人养老金怎么领取？</span></strong></p></section></section></section><section style='text-align: left;transform: translate3d(11px, 0px, 0px);-webkit-transform: translate3d(11px, 0px, 0px);-moz-transform: translate3d(11px, 0px, 0px);-o-transform: translate3d(11px, 0px, 0px);box-sizing: border-box;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 7px 7px 9px 4px;border-color: rgb(95, 156, 239) rgba(255, 255, 255, 0) rgba(255, 255, 255, 0);box-sizing: border-box;'><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span leaf=""><br></span></p></section></section></section></section></section><section style='margin-top: 10px;margin-bottom: 10px;display: inline-block;width: 100%;border: 1px solid rgb(79, 181, 215);padding: 10px;background-color: rgb(238, 248, 253);box-sizing: border-box;'><section style='line-height: 1.75;letter-spacing: 2px;width: 100%;box-sizing: border-box;'><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="">《通知》明确，参加人领取个人养老金，可以通过国家社会保险公共服务平台等全国统一线上服务入口、个人养老金资金账户开户银行、当前基本养老保险关系所在地社会保险经办机构等渠道提出申请，由社保经办机构核实。对核实通过的，由个人养老金资金账户开户银行代扣代缴3%个人所得税后，将资金划转至本人社会保障卡银行账户。</span></p><p style='box-sizing: border-box;'><span leaf=""><br></span></p><p style='text-indent: 2.25em; box-sizing: border-box;'><span leaf="">《通知》要求，各地人力资源社会保障部门要按要求，完成与信息平台的对接，做好领取个人养老金的管理工作。加强与医保、民政等部门的信息共享，充分利用可获取的跨业务、跨层级数据，优化经办系统功能，为参加人领取个人养老金提供便捷服务。</span></p></section></section></section></section></section></h2></section></section><section><section data-role="paragraph"><section><section data-role="paragraph" style='max-width: 100%; box-sizing: border-box !important;'><section style='max-width: 100%; font-family: -apple-system, BlinkMacSystemFont, "Helvetica Neue", "PingFang SC", "Hiragino Sans GB", "Microsoft YaHei UI", "Microsoft YaHei", Arial, sans-serif; box-sizing: border-box !important;'><section data-role="paragraph" style='max-width: 100%; box-sizing: border-box !important;'><section style='letter-spacing: 0.544px; max-width: 100%; box-sizing: border-box !important;'><section style='max-width: 100%; box-sizing: border-box; line-height: 1.75em; margin-left: 8px; margin-right: 8px;'><section style='margin-top: 10px; margin-bottom: 10px; max-width: 100%; box-sizing: border-box; display: flex; flex-flow: row;'><section style='max-width: 100%; box-sizing: border-box; display: inline-block; width: auto; vertical-align: top; flex: 100 100 0%; align-self: flex-start; height: auto; line-height: 0; letter-spacing: 0px;'><section powered-by="xiumi.us" style='max-width: 100%; box-sizing: border-box; text-align: center;'><span style='color: rgb(136, 136, 136); font-size: 12px; letter-spacing: 2px; text-indent: 2em;'>来源：新华社、央视新闻</span></section></section></section></section></section><section style='max-width: 100%; box-sizing: border-box !important;'><section data-role="outer" label="Powered by 135editor.com" style='max-width: 100%; box-sizing: border-box !important;'><section data-role="paragraph"><section data-role="outer" label="edit by 135editor" data-pm-slice="0 0 []"><section data-mpa-powered-by="yiban.io"><section><section data-role="paragraph"><section data-role="outer" label="edit by 135editor"><section data-mpa-powered-by="yiban.io" style='margin-bottom: 24px;outline: 0px;visibility: visible;'><section data-role="paragraph" style='outline: 0px; 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margin-left: 8px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; text-align: justify; line-height: 1.75em; text-indent: 2em; box-sizing: border-box !important;'><span style='outline: 0px; max-width: 100%; font-family: Arial, sans-serif; text-align: start; letter-spacing: 2px; box-sizing: border-box !important;'></span></section><section style='margin-right: 8px; margin-left: 8px; outline: 0px; max-width: 100%; color: rgb(34, 34, 34); letter-spacing: 0.544px; text-align: justify; line-height: 1.75em; text-indent: 2em; box-sizing: border-box !important;'><span style='color: rgb(136, 136, 136);font-size: 12px;letter-spacing: 2px;'></span></section></section></section></section></section></section></section></section></section></section></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div> 城乡差别太大，退休金太高，农村老人每月200元左右。农村老人80多岁的人，还要下地干活。这世道公平吗？农村老人交过公粮，叁加过义务修水库，就拿渭南说，不是农村老人修水库，渭南人现在哪来的水喝。 退休金不知道后面会怎样 夕阳多美好 发表于 2025-8-19 16:23城乡差别太大，退休金太高，农村老人每月200元左右。农村老人80多岁的人，还要下地干活。这世道公平吗？农 ...
朋友说的很对，太不公平了 新出的政策学习一下 夕阳多美好 发表于 2025-8-19 16:23
城乡差别太大，退休金太高，农村老人每月200元左右。农村老人80多岁的人，还要下地干活。这世道公平吗？农 ...
我父亲为了修涧峪水库把工作都耽搁了，当时为了修水库我们村里好些本来在单位干的好好的，给叫回来修水库，现在什么都没有，在农村待了一辈子 是不是真的，这类信息该不该相信！ 谢谢告知发布分享 应当取消出国(境)定居人的养老金待遇。