爱渭南的暖洋洋
发表于 2026-1-12 11:14
政策调整！渭南有住房公积金的速看
<div class="wx_rich_media_content" id="jsWxContainer"><section style='justify-content: flex-start; display: flex; flex-flow: row; width: 100%; align-self: flex-start; box-sizing: border-box;'><p style='text-align: center;'><br></p><img src="https://www.yewn.cn/data/attachment/forum/202307/20/112049w8nej9zm5zuj18mu.jpg" style='text-align: center;'></section><section style='background-color: rgb(253, 250, 244); letter-spacing: 1px; box-sizing: border-box; text-align: justify; color: rgb(62, 62, 62); line-height: 2em;'><section style='text-align: center;justify-content: center;display: flex;flex-flow: row;box-sizing: border-box;'><section data-remoteid="" style='display: inline-block; width: 94%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-top: 15px; padding-bottom: 15px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: left; justify-content: flex-start; display: flex; flex-flow: row; transform: translate3d(-8px, 0px, 0px); margin-bottom: -10px; box-sizing: border-box;'><section style='display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 0 0 auto;min-width: 5%;max-width: 100%;height: auto;box-sizing: border-box;'><section style='justify-content: flex-start;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block; width: auto; vertical-align: top; align-self: flex-start; flex: 0 0 auto; background-color: rgb(189, 0, 0); padding-right: 10px; padding-left: 20px; min-width: 5%; max-width: 100%; height: auto; border-top-right-radius: 50px; border-bottom-right-radius: 50px; overflow: hidden; box-sizing: border-box;'><section style='text-align: justify;font-size: 15px;color: rgb(255, 231, 180);line-height: 1.7;box-sizing: border-box;'><p style='text-align: center; box-sizing: border-box;'><span style='font-size: 16px;'><strong style='box-sizing: border-box;'>政策解读</strong></span></p></section></section></section><section style='box-sizing: border-box;'><section style='display: inline-block;width: 0px;height: 0px;vertical-align: top;overflow: hidden;border-style: solid;border-width: 6px 4px;border-color: rgb(148, 0, 0) rgb(148, 0, 0) rgba(255, 255, 255, 0) transparent;box-sizing: border-box;'><svg viewBox="0 0 1 1" style='float:left;line-height:0;width:0;vertical-align:top;' role="img" aria-label="插图"></svg></section></section></section><section style='display: inline-block; vertical-align: top; width: auto; align-self: flex-start; min-width: 5%; max-width: 100%; flex: 0 0 auto; height: auto; padding-left: 10px; box-sizing: border-box;'><section style='margin-top: 7px; box-sizing: border-box;'><section style='text-align: center;font-size: 13px;color: rgb(255, 231, 180);text-shadow: rgb(189, 0, 0) 0.5px 0.5px 0px, rgb(189, 0, 0) 0.5px -0.5px 0px, rgb(189, 0, 0) -0.5px 0.5px 0px, rgb(189, 0, 0) -0.5px -0.5px 0px, rgb(189, 0, 0) 0px 0.5px 0px, rgb(189, 0, 0) 0px -0.5px 0px, rgb(189, 0, 0) 0.5px 0px 0px, rgb(189, 0, 0) -1px 0px 0px;letter-spacing: 2px;line-height: 1;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section></section></section></section><section style='margin-top: -5px; box-sizing: border-box;'><section style='text-align: justify; padding-right: 15px; padding-left: 15px; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>《渭南市住房公积金管理委员会印发〈关于进一步调整住房公积金有关政策〉的通知》（渭房委发〔2025〕2号）已正式印发，现解读如下。</span></p></section></section></section></section></section><section style='box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></section><section style='box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></section><section style='line-height: 2em;'><section style='justify-content: flex-start; display: flex; flex-flow: row; box-sizing: border-box;'><section style='display: inline-block; vertical-align: bottom; width: 60px; align-self: flex-end; flex: 0 0 auto; height: auto; margin-right: -60px; z-index: 1; box-sizing: border-box;'><section style='text-align: center;line-height: 0;box-sizing: border-box;'><section style='max-width: 100%;vertical-align: middle;display: inline-block;width: 100%;box-sizing: border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;max-width: 100%;width: 100%;box-sizing: border-box;'></span></section></section></section><section data-remoteid="" style='display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 100 100 0%;height: auto;background-repeat: no-repeat;background-attachment: scroll;box-sizing: border-box;https://mmecoa.qpic.cn/sz_mmecoa_png/1H510wlyQB6dKhNCAy33IWpZZORShuzhhXcrcgQHPDsflC6dW5JDEw7sUcQ1gZsX7HxwpzKbhz6Gy9C4iaAAbRA/640?wx_fmt=png&from=appmsg");background-size: cover !important;background-position: 50% 50% !important;' class="wx_imgbc_placeholder"><section style='justify-content: flex-start;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;z-index: 3;box-sizing: border-box;'><section style='text-align: center;font-size: 20px;color: rgb(248, 229, 186);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>一、政策出台的背景</strong></span></p></section></section></section></section><section style='display: inline-block; vertical-align: top; width: 60px; align-self: flex-start; flex: 0 0 auto; height: auto; margin-left: -60px; box-sizing: border-box;'><section style='transform: perspective(0px);-webkit-transform: perspective(0px);-moz-transform: perspective(0px);-o-transform: perspective(0px);transform-style: flat;box-sizing: border-box;'><section style='text-align: center;line-height: 0;transform: rotateX(180deg) rotateY(180deg);-webkit-transform: rotateX(180deg) rotateY(180deg);-moz-transform: rotateX(180deg) rotateY(180deg);-o-transform: rotateX(180deg) rotateY(180deg);box-sizing: border-box;'><section style='max-width: 100%;vertical-align: middle;display: inline-block;width: 100%;box-sizing: border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;max-width: 100%;width: 100%;box-sizing: border-box;'></span></section></section></section></section></section></section><section style='box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></section><section style='line-height: 2em;'><section style='text-align: center;justify-content: center;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block; width: 94%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; height: auto; border-style: solid; border-width: 2px; border-color: rgb(189, 0, 0); box-shadow: rgb(255, 231, 180) 0px 0px 0px 4px; box-sizing: border-box;'><section style='text-align: left; justify-content: flex-start; display: flex; flex-flow: row; width: 100%; align-self: flex-start; padding-top: 12px; padding-right: 12px; padding-left: 12px; box-sizing: border-box;'><section style='margin-top: 10px; margin-bottom: 15px; width: 100%; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; width: 100%; box-sizing: border-box;'><p style='text-indent: 2.1429em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>为贯彻落实中央城市工作会议精神和中、省、市提振消费部署要求，支持刚性和改善性住房需求，进一步发挥住房公积金在降成本、促消费、惠民生等方面作用，促进我市房地产市场平稳健康发展。</span></p></section></section></section></section></section></section><section style='box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></section><section style='box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></section><section style='line-height: 2em;'><section style='justify-content: flex-start; display: flex; flex-flow: row; box-sizing: border-box;'><section style='display: inline-block; vertical-align: bottom; width: 60px; align-self: flex-end; flex: 0 0 auto; height: auto; margin-right: -60px; z-index: 1; box-sizing: border-box;'><section style='text-align: center;line-height: 0;box-sizing: border-box;'><section style='max-width: 100%;vertical-align: middle;display: inline-block;width: 100%;box-sizing: border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;max-width: 100%;width: 100%;box-sizing: border-box;'></span></section></section></section><section data-remoteid="" style='display: inline-block;vertical-align: top;width: auto;align-self: flex-start;flex: 100 100 0%;height: auto;background-repeat: no-repeat;background-attachment: scroll;box-sizing: border-box;https://mmecoa.qpic.cn/sz_mmecoa_png/1H510wlyQB6dKhNCAy33IWpZZORShuzhhXcrcgQHPDsflC6dW5JDEw7sUcQ1gZsX7HxwpzKbhz6Gy9C4iaAAbRA/640?wx_fmt=png&from=appmsg");background-size: cover !important;background-position: 50% 50% !important;' class="wx_imgbc_placeholder"><section style='justify-content: flex-start;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block;width: 100%;vertical-align: top;align-self: flex-start;flex: 0 0 auto;z-index: 3;box-sizing: border-box;'><section style='text-align: center;font-size: 20px;color: rgb(248, 229, 186);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>二、主要政策内容</strong></span></p></section></section></section></section><section style='display: inline-block; vertical-align: top; width: 60px; align-self: flex-start; flex: 0 0 auto; height: auto; margin-left: -60px; box-sizing: border-box;'><section style='transform: perspective(0px);-webkit-transform: perspective(0px);-moz-transform: perspective(0px);-o-transform: perspective(0px);transform-style: flat;box-sizing: border-box;'><section style='text-align: center;line-height: 0;transform: rotateX(180deg) rotateY(180deg);-webkit-transform: rotateX(180deg) rotateY(180deg);-moz-transform: rotateX(180deg) rotateY(180deg);-o-transform: rotateX(180deg) rotateY(180deg);box-sizing: border-box;'><section style='max-width: 100%;vertical-align: middle;display: inline-block;width: 100%;box-sizing: border-box;' nodeleaf=""><span class="wxart_image" wx-style='display:inline-block;vertical-align: middle;max-width: 100%;width: 100%;box-sizing: border-box;'></span></section></section></section></section></section></section><section style='box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></section><section style='line-height: 2em;'><section style='text-align: center;justify-content: center;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block; width: 94%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; height: auto; border-style: solid; border-width: 2px; border-color: rgb(189, 0, 0); box-shadow: rgb(255, 231, 180) 0px 0px 0px 4px; box-sizing: border-box;'><section style='text-align: left;justify-content: flex-start;display: flex;flex-flow: row;box-sizing: border-box;'><section style='display: inline-block; width: 100%; vertical-align: top; align-self: flex-start; flex: 0 0 auto; padding-top: 12px; padding-right: 12px; padding-left: 12px; box-sizing: border-box;'><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>01</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>支持高校毕业生留渭安居</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>全日制普通高校毕业生首次以灵活就业人员身份开户并缴存给予<span style='color: rgb(148, 0, 0); box-sizing: border-box;'><strong style='box-sizing: border-box;'>100元/人</strong></span>开户缴存补贴，连续缴存满12个月的享受一次性补贴<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>200元/人</span></strong>。首次使用住房公积金个人住房贷款<span style='color: rgb(160, 160, 160); box-sizing: border-box;'>（以下简称“公积金贷款”）</span>在渭南市行政区域内购买自住住房，最高额度可在现行最高贷款额度的基础上<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>上浮10%</span></strong>，即单方缴存<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>最高77万元</span></strong>，双方缴存<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>最高110万元</span></strong>，需提供毕业证书进行认定。以“缴存补贴+贷款提额”方式吸引青年人才，缓解首付压力，支持安居乐业。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>02</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>支持现役军人家庭公积金贷款</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>借款人配偶为现役军人，在渭南市行政区域内购房时可凭身份证、军官证<span style='color: rgb(160, 160, 160); box-sizing: border-box;'>（或士官证）</span>及加盖银行章的军人保障卡流水申请公积金贷款，视同双缴存职工家庭，享受<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>最高100万元</span></strong>的贷款额度，体现对军人家庭的关怀，助力解决军人家庭住房问题。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>03</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>支持“以旧换新”购买改善性住房</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>职工出售我市旧房后3年内购买改善性住房，贷款额度最高可<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>上浮20%</span></strong>。若职工同时为高层次人才或多子女家庭，最高可贷额度进一步提升至<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>140万元</span></strong><span style='color: rgb(160, 160, 160); box-sizing: border-box;'>（高层次人才与多子女身份优惠不重复叠加）</span>。办理时需额外提供《查询结果证明》，激活了改善型需求，支持高层次人才和多子女家庭安居。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>04</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>支持更多群体共享公积金政策红利</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>将灵活就业人员与异地缴存职工纳入“商转公”贷款的政策支持范围，执行现行政策，体现政策包容性和普惠性，让更多群体享受低利率公积金贷款。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>05</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>支持缴存职工购房“又提又贷”</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>购买新建商品房或保障房时，可提取本人、配偶、父母及子女的住房公积金账户余额直接支付首付款，并同时申请公积金贷款，提取与贷款的总金额不超过房屋总价，缓解购房前期资金压力，实现“首付+贷款”双重支持。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>06</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>调整“商转公”贷款期限</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><section style='text-indent: 2.2857em; box-sizing: border-box; line-height: 2em;'><span style='font-size: 16px;letter-spacing: 1px;'>取消“商转公”贷款期限不得超过原商业贷款剩余年限的限制，借款人可根据自身情况在<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>1年至30年之间</span></strong>重新设定贷款期限<span style='color: rgb(160, 160, 160); box-sizing: border-box;'>（最长不超过法定退休年龄后5年）</span>，且不超过抵押房产剩余的土地使用权年限，有效降低月供压力。</span></section></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>07</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>调整最低月还款限制</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>取消最低月还款额不低于家庭月收<span style='box-sizing: border-box;'>入30%</span>的下限，只保留<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>“不超过50%”</span></strong>的上限，赋予职工更大自主权、更灵活的还款选择，合理控制负债，保障基本生活品质。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><br></span></p></section><section style='justify-content: flex-start; display: flex; flex-flow: row; margin-bottom: 15px; box-sizing: border-box;'><section style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 0 0 auto; min-width: 5%; max-width: 100%; height: auto; z-index: 2; margin-right: -10px; box-sizing: border-box;'><section style='display: flex; flex-flow: row; text-align: center; justify-content: center; box-sizing: border-box;'><section style='display: inline-block;width: auto;vertical-align: top;min-width: 10%;max-width: 100%;flex: 0 0 auto;height: auto;border-radius: 100%;overflow: hidden;align-self: flex-start;line-height: 0;padding: 3px;background-color: rgb(255, 231, 180);border-style: solid;border-width: 1px;border-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='display: flex;width: 100%;flex-flow: column;box-sizing: border-box;'><section style='z-index: 3;box-sizing: border-box;'><section style='box-sizing: border-box;'><section style='display: inline-block;width: 35px;height: 35px;vertical-align: top;overflow: hidden;border-radius: 152px;background-color: rgb(148, 0, 0);box-sizing: border-box;'><section style='margin-top: 4px; box-sizing: border-box;'><section style='font-size: 18px;line-height: 1.5;color: rgb(255, 231, 180);letter-spacing: 0px;box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'><strong style='box-sizing: border-box;'>08</strong></span></p></section></section></section></section></section></section></section></section></section><section data-remoteid="" style='display: inline-block; vertical-align: middle; width: auto; align-self: center; flex: 100 100 0%; height: auto; background-repeat: no-repeat; background-attachment: scroll; padding-left: 20px; box-sizing: border-box;' class="wx_imgbc_placeholder"><section style='text-align: justify;font-size: 16px;color: rgb(148, 0, 0);box-sizing: border-box;'><p style='box-sizing: border-box;'><span style='letter-spacing: 1px;'><strong style='box-sizing: border-box;'>调整提前还款次数</strong></span></p></section></section></section><section style='margin-top: 10px; margin-bottom: 15px; box-sizing: border-box;'><section style='text-align: justify; color: rgb(0, 0, 0); letter-spacing: 2px; box-sizing: border-box;'><p style='text-indent: 2.2857em; box-sizing: border-box;'><span style='font-size: 16px;letter-spacing: 1px;'>取消提前部分还款的次数限制，调整为每个自然年度<span style='color: rgb(160, 160, 160); box-sizing: border-box;'>（1月1日至12月31日）</span>均可申请一次，每次还款金额<strong style='box-sizing: border-box;'><span style='color: rgb(148, 0, 0); box-sizing: border-box;'>不低于1万元</span></strong>，方便职工灵活还款，节省利息支出，支持“长贷短还”。</span></p></section></section><section style='text-align: justify;box-sizing: border-box;'><p style='box-sizing: border-box;'><br></p></section></section></section></section></section></section><section style='box-sizing: border-box; text-align: center; line-height: 2em;'><span style='font-size: 12px;letter-spacing: 1px;'>来源：渭南市住房公积金管理中心</span></section><section style='box-sizing: border-box; text-align: center; line-height: 2em;'><img src="https://www.yewn.cn/data/attachment/forum/202601/06/144840dfvf8r1oesrebthr.png"></section><section style='box-sizing: border-box; text-align: center; line-height: 2em;'><span style='font-size: 12px;letter-spacing: 1px;'><a class="weapp_image_link js_weapp_entry" data-miniprogram-type="image" data-miniprogram-appid="wx218388425ab0d0a7" data-miniprogram-path="pages/index/index" data-miniprogram-nickname="荣耀渭南网便民信息" data-miniprogram-servicetype="0" data-miniprogram-applink="" data-miniprogram-imageurl="http://mmbiz.qpic.cn/sz_mmbiz_jpg/gRgc8eETATyva1QloNYTbf7biaUYVWr4wXgPlXyOARX1MoB4uvMNwSlzV2bX6z8ax6a3XyYZBTk5vKuvZTRDjibA/640?wx_fmt=jpeg" style='font-family: -apple-system-font, BlinkMacSystemFont, Arial, sans-serif; letter-spacing: 0.578px; caret-color: rgb(255, 0, 0);' href=""><span class="wxart_image" wx-style='display:inline-block;'></span></a></span></section><p style='display: none;'><mp-style-type data-value="3"></mp-style-type></p></div>
化蝶飞度
发表于 2026-1-12 12:25
大力支持高校毕业生留渭安居
紫缘归梦
发表于 2026-1-12 14:34
多谢分享给大家。
夕阳多美好
发表于 2026-1-12 16:18
政策好希望能落到实处。
赵建国
发表于 2026-1-12 16:23
方便百姓支付使用公积金贷款的灵活性
孙会玲
发表于 2026-1-12 17:35
有住房公积金的关注一下
啤酒小龙虾
发表于 2026-1-12 17:42
什么时候可以归雁计划，让外地老师可以调回来。
双手的温柔
发表于 2026-1-12 18:04
公积金贷款利息是不是比商业银行优惠多
西部牛仔
发表于 2026-1-12 18:25
公积金贷款，取款都方便了
华骅
发表于 2026-1-12 19:40